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Buying a home

Home loans for your next move

Whether it's your first place or the one the family grows into, you get a clear picture of what you can borrow, what it costs and what happens next.

Request a time

A 15-minute call with John. No obligation, and no credit check to get started.

Know where you stand before you start looking

Before you inspect a single place, you should know what you can borrow, how much you'll need saved and what the purchase costs add up to. That's the first conversation.

From there, John compares loans from lenders on the Astute panel, helps you get pre-approval in place where it's available, and keeps the process moving through to settlement.

Buying your next place

Upsizing or moving often means buying and selling at the same time. Getting the loan, the timing and any bridging sorted early takes a lot of the stress out of it.

A good fit if

  • You're buying your first home
  • You're upsizing for a growing family
  • You want pre-approval before you bid
  • You're not sure how much you can borrow

Worth knowing

  • Pre-approval isn't a guarantee of final approval
  • Lenders assess income, expenses and debts differently
  • Government schemes have their own eligibility rules

Questions people ask

How much deposit do I need?

It depends on the lender, the property and your situation. John will run through what applies to you, including whether lender's mortgage insurance would be needed.

Does the first chat affect my credit score?

No. There's no credit check for the first conversation.

Can you help with buying and selling at the same time?

Yes. Talk to John early so the loan and the timing can be planned around both sales.

Talk it through

Find out what you can borrow.

Tell John what you're looking to buy and where you're at with your deposit. You'll leave the call knowing your next step.

Request a time

A 15-minute call with John. No obligation, and no credit check to get started.

Call0418 228 817 Emailjohn@tidefinancial.com.au OfficeSuite 12, 37–38 East Esplanade, Manly NSW 2095

Mon–Fri 9am–5pm